Do you find yourself wondering when you can retire? Or are you retired and feeling like it’s not quite the ‘happy time’ you envisioned?
Often the biggest goal of our lives is retirement and whether you’re planning to retire soon or you’ve already retired, it can be overwhelming in many ways. I produce customized retirement projections to help you determine how much you should save to prepare, the lifestyle you can expect in retirement (by projecting cash flows), and your sustainable level of spending throughout retirement. I do this using software that allows me to customize your projections to your unique situation, which leaves you to concentrate on enjoying your time without worrying about a financial surprise.
I’ve been known to call my office ‘the confessional’! On numerous occasions spouses have discovered they have vastly different visions of their retirement. Do you really know what you’re working so hard toward and achieving in this goal we call retirement? You may see travel on the horizon while your partner sees a beautiful garden at home. You may enter retirement single and meet a loving partner with a different lifestyle that you wish to blend into yours. Maybe you haven’t remembered that essential repair or unforeseen health issue that will cost more than you thought.
Factors to consider when thinking about your retirement:
